Case Histories with Australian-Finance
A division of Adelaide Finance Agency Pty Ltd
These examples show how Australian-Finance has enabled people to change
their lives.
They can help in all these areas:
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Helping Small Business
Issues:
Second Chance Loans, Lo Doc Loans, GST & Tax Funding
Self-employed tiler has accumulated several debts including a tax liability of $40,000 due to unpaid GST. He now needs to consolidate these debts totalling $85,500 and refinance his existing mortgage of $234,500 to help reduce his monthly commitment. He was having trouble obtaining finance from traditional and lo-doc lenders because of 4 defaults.
Australian-Finance result: 
New Jobs and Business Growth
Issues:
Lo Doc Loans
A self-employed builder for 5 years wants to use $55,000 of the equity in his home to employ new staff and obtain funds to recapitalise his business and improve operating cash flow. His existing lender has declined his application due to lack of up to date financials, which means he now also needs to refinance his existing home loan of $260,000. His total requirement is a 90% LVR, and he has been unable to obtain funds at this LVR from traditional lenders or lo-doc lenders even though he has an unblemished credit file.
Australian-Finance result:
Divored and Self Employed
Issues:
Second Chance Loans, Credit Impaired Loans, Lo Doc Loans
Following Colin’s divorce he accumulated several family law expenses, which put pressure on his cash flow and resulted in a default of $5,320. He has been self-employed as a property investment consultant for 3 years and needs $238,500 to purchase his first owner-occupied home. He approached Australian-Finance because traditional and lo-doc lenders won’t give him the 90% LVR he requires due to the one paid default and lack of 2 years up to date financials.
Australian-Finance result:
Or if the thought of getting a home or business loan is a problem – Enquire Now and we can work with you to match a solution to your particular financial situation.
We can make it happen … These are not problems for us. They are just challenges and opportunities to find a solution for your particular home loan finance needs.
Lets get started helping you to solve your finance problem – Enquire
Now and a member of our consulting team will contact you personally
to discuss your financial solution.